Services

We tailor a fully integrated wealth management plan based on your individual needs - strategies to invest, transfer wealth, manage risk.  We’ll partner with you to provide ongoing, comprehensive planning and investment advice to help you reach your goals no matter where you are in retirement.

We create financial plans using a variety of insurance products to help clients make safe alternative investment choices using annuities, and long term care insurance to protect you from the financial burden of long-term care cost as well as life insurance to protect your wealth from unexpected loss of life.

The real purpose of estate planning is to properly plan for your own disability or death. If you don’t make your own decisions in advance regarding your assets, your healthcare, etc., the courts, or what’s in the law, will make those decisions for you.  Power of Attorney, Last Will & Testament, Trusts are all tools used in creating your estate plan.

Planning ahead is important, especially if you or a loved one needs long-term care at some point in the future. Without appropriate planning, you and your family could find yourselves in the unbelievable position of being forced into becoming impoverished. Through proactive estate and crisis planning, you can help ensure that you or your loved one will qualify for Medicaid whenever nursing home care is needed. 

When proactive planning was not carried out we have been extremely successful at helping our clients qualify for, and obtain, Medicaid assistance.  We help limit or eliminate the asset loss due to the forced spend-down in a nursing home when qualifying for Medicaid benefits. 

Identify whether your War time Veteran & their Surviving spouse could receive a tax free monthly Pension up to $2,727 per month from the Department of Veterans Affairs to help pay for            in-home care, assisted living care, or private nursing home services.